321 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 321 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1946
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Tax Bill	$1,991 (2024)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-405-005.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-405-005.000-027`
Alternative APN	`0232405005027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	140 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	321 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE LOT 158
Legal Subdivision	CHRISTIANA PLACE
Legal Block	405
Legal Lot Number	158
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2033
Census Tract	1601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 S MAPLE AVE, WARSAW, IN 46580-4601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025
Deed Sale	Aug 22, 2025
Prior Sale	Aug 4, 2025 · Amount on Record
Deed Document Number	202514481
Prior Transfer Date	Aug 13, 2025
Prior Transfer Doc	0000004481
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 22, 2025
Property Address	321 E EMERALD ST, ELKHART, IN 46514-3241
Document Number	0000004481
Map Reference	MB 2 PG 13
Instrument Date	Aug 13, 2025
Instrument	2025-14481
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54305 SILVER ST, ELKHART, IN 46514-3031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S MAPLE AVE, WARSAW, IN 46580-4601

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 4, 2025
Property Address	321 E EMERALD ST, ELKHART, IN 46514-3241
Document Number	0000003242
Map Reference	MB 2 PG 113
Instrument Date	Jun 24, 2025
Instrument	2025-13242
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54305 SILVER ST, ELKHART, IN 46514-3031

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 20, 2023
Property Address	321 E EMERALD ST, ELKHART, IN 46514-3241
Document Number	0000007676
Map Reference	MB 2 PG 113
Instrument Date	Oct 11, 2023
Instrument	2023-17676
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 CHESTNUT ST, CHATTANOOGA, TN 37402-2510

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,000 (+7.47%) Land $10,900 Building $94,100	$105,000 (+7.47%) Land $10,900 Building $94,100
2024	$1,991.00 (+21.77%)	$97,700 (+8.8%) Land $10,900 Building $86,800	$97,700 (+8.8%) Land $10,900 Building $86,800
2023		$89,800 (+11.28%) Land $10,900 Building $78,900	$89,800 (+11.28%) Land $10,900 Building $78,900
2022	$1,635.00	$80,700 Land $10,900 Building $69,800	$80,700 Land $10,900 Building $69,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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