326 E 2nd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 326 E 2nd St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1962
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2022)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`999-99-27-427.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-427.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 E 2ND ST
City	SILVER GROVE
State	KY
Zip	41085-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.350 ACRE & PT LOT 606 SILVER GROVE L&B CO
Legal Subdivision	SILVER GROVE TOWN OF
Legal Lot Number	606
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2012
Census Tract	53100

Owner

326 E 2nd St is owned by an individual who bought it in June 2022.

Source: Campbell County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 73, SILVER GROVE, KY 41085-0073
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Jul 20, 2012 · Amount on File
Deed Document Number	20225155312
Deed Book / Page	354 / 405
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0003020562
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 21, 2022
Property Address	326 E 2ND ST, SILVER GROVE, KY 41085-5049
Document Number	0005155312
Book / Page	D354 / 405
Instrument Date	Jun 4, 2022
Instrument	5155312
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7141 VEDDER PL APT 159, 7141, INDIANAPOLIS, IN 46241-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E 2ND ST, SILVER GROVE, KY 41085-5049

Mortgage

Document Number	0005155314
Date	Jun 21, 2022
Instrument	5155314

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 326 E 2nd St was $1,966.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00	$165,000 Land $20,000 Building $145,000	$165,000 Land $20,000 Building $145,000
2023	$1,980.00 (+12.37%)	$165,000 (+17.02%) Land $10,500 Building $154,500	$165,000 (+17.02%) Land $10,500 Building $154,500
2022	$1,762.00	$141,000 Land $10,500 Building $130,500	$141,000 Land $10,500 Building $130,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 E 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 E 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000