324 E 2nd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 324 E 2nd St, Silver Grove, KY 41085

Property Summary

Property TypeSingle Family Home
Details1,677 sqft · built 1954
Lot Size0.632 acres (27,531 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (Aug 2018)
Tax Bill$1,680 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN999-99-28-630.00

Property Details

APN / Parcel Number

Primary APN999-99-28-630.00

Interior

Stories2 Stories
Building Area1,677 sqft Living Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,531 sqft (0.632 acres)
Lot Dimensions108 ft deep x 5 ft wide
Garage TypeBasement

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999928630.00
Street Address324 E 2ND ST
CitySILVER GROVE
StateKY
Zip41085-5049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.632 ACRE
Legal SubdivisionSILVER GROVE TOWN OF
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2012
Census Tract53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address324 E 2ND ST, SILVER GROVE, KY 41085-5049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 7, 2018Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Deed Document Number5078546
Deed Book / PageD330 / 573
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address324 E 2ND ST, SILVER GROVE, KY 41085-5049
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005124496
DateJan 19, 2021
Book PageM1029/679
Instrument5124496
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateAug 7, 2018
Property Address324 E 2ND ST, SILVER GROVE, KY 41085-5049
Document Number0005078546
Book / PageD330 / 573
Instrument DateJul 31, 2018
Instrument5078546
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyAGILITY CLOSING & TITLE SERV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$116.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 E BOESCH DR, 6, ALEXANDRIA, KY 41001-1115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address324 E 2ND ST, SILVER GROVE, KY 41085-5049

Mortgage

Document Number0005078547
DateAug 7, 2018
Instrument5078547
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalitySilver Grove City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,680.00 (+20.69%)$141,000 (+21.55%) Land $35,000 Building $106,000$141,000 (+21.55%) Land $35,000 Building $106,000
2023$1,392.00 (-4%)$116,000 (-) Land $10,000 Building $106,000$116,000 (-) Land $10,000 Building $106,000
2022$1,450.00$116,000 Land $10,000 Building $106,000$116,000 Land $10,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims28 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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