316 E 2nd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 316 E 2nd St, Silver Grove, KY 41085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,093 sqft · built 1925
Lot Size0.169 acres (7,373 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Sep 2024)
Tax Bill$2,586 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN999-99-27-463.00

Property Details

APN / Parcel Number

Primary APN999-99-27-463.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,093 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,373 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide
View / LotFlood Plain/Flood Zone

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address316 E 2ND ST
CitySILVER GROVE
StateKY
Zip41085-5049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 602 SILVER GR 50 X 147.45
Legal SubdivisionSILVER GROVE TOWN OF
Legal Lot Number602
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2012
Census Tract53100

Owner

Source: Campbell County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address316 E 2ND ST, SILVER GROVE, KY 41085-5049
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 27, 2018Warranty Deed, Transfer · Conventional with PMI
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Prior SaleSep 27, 2018 · Amount on Record
Deed Document Number20245363831
Deed Book / Page368 / 688
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address316 E 2ND ST, SILVER GROVE, KY 41085-5049
Transaction TypeMortgage
Record UpdatedMay 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005130971
DateApr 27, 2021
Book PageM1042/644
Instrument5130971
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateSep 27, 2018
Property Address316 E 2ND ST, SILVER GROVE, KY 41085-5049
Document Number0005081347
Book / Page000331 / 000237
Instrument DateSep 19, 2018
Instrument5081347
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$124.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address316 E 2ND ST SILVER GROVE KY 410855049, SILVER GROVE, KY 41085-5049

Mortgage

Document Number5081349
DateSep 27, 2018
Book Page000964/000520
Instrument5081349
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 26, 2048

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalitySilver Grove City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,586.00 (+73.79%)$217,000 (+75%) Land $10,000 Building $207,000$217,000 (+75%) Land $10,000 Building $207,000
2023$1,488.00 (-4%)$124,000 (-) Land $7,000 Building $117,000$124,000 (-) Land $7,000 Building $117,000
2022$1,550.00$124,000 Land $7,000 Building $117,000$124,000 Land $7,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims28 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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