St. Clair County property record for 304 Colonial Ln, Algonac, MI 48001 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,507 sqft · built 1954 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (May 2013) |
| Tax Bill | $2,002 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-131-0045-000 |
| Primary APN | 74-01-131-0045-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,507 sqft Living Area |
| 1st Floor Area | 2,507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Area | 656 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 304 COLONIAL LN |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 597 EXC NWLY 13' SUPERVISOR ROY T GILBERT'S PLAT NO. 5 |
| Legal Subdivision | ROY T GILBERTS PLAT #5 |
| Legal Lot Number | 597 |
| Legal Unit | 597 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-131-0045-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24138 PENN ST, DEARBORN, MI 48124-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2013 · Amount on Record |
| Deed Sale | May 08, 2013 · Amount on Record |
| Deed Document Number | 201314305 |
| Deed Book / Page | 4392 / 708 |
| Last Transfer Date | Dec 01, 2014 |
| Transfer Doc | 004566/114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 12, 2026 |
| Property Address | 304 COLONIAL LN, ALGONAC, MI 48001-1111 |
| Document Number | 0005904987 |
| Book / Page | 5904 / 987 |
| Map Reference | LB 49 PG 3 |
| Instrument Date | Mar 03, 2026 |
| Instrument | 2026004541 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 COLONIAL LN, ALGONAC, MI 48001-1111 |
| Name | Verified Name |
|---|---|
| Address | 24138 PENN ST, DEARBORN, MI 48124-5202 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,002.00 (-38.89%) Homeowner's exemption | $131,400 (+2%) | |
| 2024 | $3,276.00 (+12.15%) | $262,800 (+2%) | |
| 2023 | $109,500 | ||
| 2022 | $2,921.00 | $219,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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