326 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 326 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 892 sqft · built 1949
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2018)
Tax Bill	$5,644 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`483-222-15-00`

Property Details

APN / Parcel Number

Primary APN	`483-222-15-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	892 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	326 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 96 (EX ST)E 50 FT OF W 100 FT IN TR 001896
Legal Subdivision	VALLEY ACRES
Legal Tract	001896
Legal Block	1
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 CEDAR ST, EL CAJON, CA 92021-4545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 24, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 24, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 24, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2018 · Amount on Record
Deed Sale	Dec 24, 2018 · Amount on Record
Prior Sale	Nov 19, 2012 · Amount on Record
Deed Document Number	2018526229
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000526227
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	326 CEDAR ST, EL CAJON, CA 92021-4545
Document Number	0000304793
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 CEDAR ST EL CAJON CA 920214545, EL CAJON, CA 92021-4545

Mortgage

Document Number	0000304793
Date	Jun 15, 2020
Instrument	304793

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2018
Property Address	326 CEDAR ST, EL CAJON, CA 92021-4545
Document Number	0000526227
Instrument Date	Dec 20, 2018
Instrument	526227
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 CEDAR ST EL CAJON CA 920214545, EL CAJON, CA 92021-4545

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2018
Property Address	326 CEDAR ST, EL CAJON, CA 92021-4545
Document Number	0000526228
Instrument Date	Dec 20, 2018
Instrument	526228
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 CEDAR ST EL CAJON CA 920214545, EL CAJON, CA 92021-4545

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2018
Property Address	326 CEDAR ST, EL CAJON, CA 92021-4545
Document Number	0000526229
Instrument Date	Dec 3, 2018
Instrument	526229
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 CEDAR ST EL CAJON CA 920214545, EL CAJON, CA 92021-4545

Mortgage

Document Number	526230
Date	Dec 24, 2018
Instrument	526230

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,079 (+23.25%) Land $343,090 Building $199,989
2025	$5,644.00 (-0.58%)	$440,624 (+4.04%) Land $256,567 Building $184,057
2023	$5,677.00 (+0.37%)	$423,516 Land $246,605 Building $176,911
2022	$5,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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