San Diego County property record for 302 Cedar St, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 963 sqft · built 1951 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Dec 2023 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 483-222-14-00 |
| Primary APN | 483-222-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 963 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 6,270 sqft (0.144 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 302 CEDAR ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 96 W 50 FT TR 001896 |
| Legal Subdivision | VALLEY ACRES |
| Legal Tract | 001896 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16301 |
Source: San Diego County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 CEDAR ST, EL CAJON, CA 92021-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 1996 |
| Transfer Doc | 0000599129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 302 CEDAR ST, EL CAJON, CA 92021-4545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 302 CEDAR ST, EL CAJON, CA 92021-4545 |
| Document Number | 0000355265 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023-0355265 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 11, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.91% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $57,441 (+2%) Land $21,179 Building $36,262 | |
| 2025 | $1,100.00 (+9.67%) Homeowner's exemption | $56,315 (+4.04%) Land $20,764 Building $35,551 |
| 2024 | $1,003.00 (+3.94%) | |
| 2023 | $965.00 (+6.63%) Homeowner's exemption | $54,129 Land $19,958 Building $34,171 |
| 2022 | $905.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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