248 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 248 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,577 sqft · built 1944
Lot Size	0.148 acres (6,442 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2011)
Tax Bill	$5,491 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`483-222-13-00`

Property Details

APN / Parcel Number

Primary APN	`483-222-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,577 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,442 sqft (0.148 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Type	Open

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	248 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-4543
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS-6
Legal Description	LOT 101 /EXC W 100 FT/ E 1/2 TR 001896
Legal Subdivision	VALLEY ACRES
Legal Tract	001896
Legal Block	1
Legal Lot Number	101
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 CEDAR ST, EL CAJON, CA 92021-4543
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	2011511138
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	248 CEDAR ST, EL CAJON, CA 92021-4543
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 CEDAR ST, EL CAJON, CA 92021-4543

Mortgage

Document Number	0000687522
Date	Sep 30, 2021
Instrument	2021-0687522

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	248 CEDAR ST, EL CAJON, CA 92021-4543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200652
Date	May 28, 2019
Instrument	2019-0200652

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,307 (+2%) Land $117,826 Building $234,481
2025	$5,491.00 (+6.44%)	$345,400 (+4.04%) Land $115,516 Building $229,884
2023	$5,159.00 (+4.65%)	$331,989 Land $111,031 Building $220,958
2022	$4,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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