Sumter County property record for 3257 Sennett Cir, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,895 sqft · built 2017 |
| Lot Size | 0.197 acres (8,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,500 (Sep 2020) |
| Tax Bill | $2,694 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D18B180 |
| Primary APN | D18B180 |
|---|---|
| Alternative APN |
|
| Building Area | 1,895 sqft Heated Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Construction Type | Steel Frame |
| Lot Area | 8,611 sqft (0.197 acres) |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Account Number | 1018327 |
|---|---|
| Street Address | 3257 SENNETT CIR |
| City | OXFORD |
| State | FL |
| Zip | 34484-3486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 180 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 180 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 910100 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 3, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Prior Sale | May 5, 2017 · Amount on Record |
| Deed Document Number | 202060038374 |
| Deed Book / Page | 3819 / 342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0044900504 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 4490/504 |
| Instrument | 202360025094 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Sep 3, 2020 |
| Property Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0038190342 |
| Book / Page | 3819 / 342 |
| Map Reference | MB 15 PG 25&25A-25D |
| Instrument Date | Aug 17, 2020 |
| Instrument | 202060038374 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 BUFFALO MEADOW LN, 39, PALM COAST, FL 32137-9460 |
| Name | Verified Name |
|---|---|
| Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0003819343 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 3819/343 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 5, 2017 |
| Property Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0032510095 |
| Book / Page | 3251 / 0095 |
| Map Reference | MB15 PG25&25A-25D |
| Instrument Date | Apr 24, 2017 |
| Instrument | 201760015000 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,581.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 LAKE SUMTER LNDG, 1020, THE VILLAGES, FL 32162-2699 |
| Name | Verified Name |
|---|---|
| Address | 3257 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0032510096 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 3251/0096 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,220 (+5.98%) | $281,170 (+22.37%) Land $19,370 Building $261,800 | |
| 2024 | $2,694.00 (+13.62%) | ||
| 2023 | $2,371.00 (+2.73%) Additional exemption filed | $210,620 (+3%) | $229,770 (-0.05%) Land $19,370 Building $210,400 |
| 2022 | $2,308.00 Homeowner's exemption | $204,490 | $229,880 Land $15,000 Building $214,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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