3259 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3259 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,544 sqft · built 1985
Lot Size	0.059 acres (2,600 sqft)
Owner	Company Name on File
Last Sale	$850,000 (May 2019)
Tax Bill	$9,938 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-426-051`

Property Details

APN / Parcel Number

Primary APN	`064-426-051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	2,600 sqft (0.059 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3259 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR 3 BL 14 LT 37
Legal Subdivision	MORRO STRAND UN 3
Legal Tract	3
Legal Block	14
Legal Lot Number	37
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2018
Census Tract	10504

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3259 OCEAN BLVD, CAYUCOS, CA 93430-1854
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Aug 18, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Aug 18, 2017	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	2019020525
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 31, 2019
Property Address	3259 OCEAN BLVD, CAYUCOS, CA 93430-1854
Document Number	0000020525
Map Reference	MB 3 PG 112
Instrument Date	May 8, 2019
Instrument	2019020525
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	258 CALLE CUERVO, SAN CLEMENTE, CA 92672-2440

Mortgage

Document Number	0000020526
Date	May 31, 2019
Instrument	2019020526

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 18, 2017
Property Address	3259 OCEAN BLVD, CAYUCOS, CA 93430-1854
Document Number	0000036815
Instrument Date	Jul 31, 2017
Instrument	36815
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 VIA DEL CARMEL SANTA MARIA CA 934555659, SANTA MARIA, CA 93455-5659

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 18, 2017
Property Address	3259 OCEAN BLVD, CAYUCOS, CA 93430-1854
Document Number	0000036816
Instrument Date	Jul 31, 2017
Instrument	36816
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4367 N TALMADGE DR SAN DIEGO CA 921162526, SAN DIEGO, CA 92116-2526

Mortgage

Document Number	36817
Date	Aug 18, 2017
Instrument	36817

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,938.00 (+1.92%)	$948,186 (+4.04%) Land $630,266 Building $317,920
2023	$9,751.00 (+1.71%)	$911,369 Land $605,793 Building $305,576
2022	$9,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch WiFi.

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