3250 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3250 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2021)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Oct 2026 Transfer Oct 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-424-019`

Property Details

APN / Parcel Number

Primary APN	`064-424-019`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	3250 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1849
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	C
Legal Description	MORRO STR U 3 PTN LTS 12 & 13 BL 46 & ABD ST
Legal Subdivision	MORRO STRAND 03
Legal Block	46
Legal Lot Number	12,13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2016
Census Tract	10504

Owner

3250 Ocean Blvd, commercial vacant land, is owned by two individuals who acquired it in September 2026.

Source: San Luis Obispo County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 VERONICA DR, PASO ROBLES, CA 93446-3242
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Gift Deed, Transfer FIRST AMERICAN TITLE
Oct 1, 2026	Grant Deed, Construction Loan · Construction Mortgage FLAGSTAR BANK FSB
May 14, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Mar 18, 2011 · Amount on File
Deed Document Number	202136273
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000031021
Record Updated	Oct 29, 2026

October 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 1, 2026
Property Address	3250 OCEAN BLVD, CAYUCOS, CA 93430-1849
Document Number	0000031021
Instrument Date	Sep 25, 2026
Instrument	202631021
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VERONICA DR, PASO ROBLES, CA 93446-3242

October 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 1, 2026
Property Address	3250 OCEAN BLVD, CAYUCOS, CA 93430-1849
Document Number	0000031020
Instrument Date	Sep 25, 2026
Instrument	202631020
Transaction Type	Construction Loan
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1211 STONE MARKER DR, MONROE, NC 28112-7652

Mortgage

Document Number	0000031022,
Date	Oct 1, 2026
Instrument	202631022

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	378 Months
Due	Apr 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 14, 2021
Property Address	3250 OCEAN BLVD, CAYUCOS, CA 93430-1849
Document Number	0000036273
Map Reference	MB 3 PG 112
Instrument Date	Apr 13, 2021
Instrument	2021036273
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VERONICA DR, PASO ROBLES, CA 93446-3242

Tax Assessment & Valuation

The 2025 property tax bill for 3250 Ocean Blvd was $3,390, up 1.3% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,416 (+2%) Land $248,416
2025	$3,390.00 (+1.32%)	$243,546 Land $243,546
2024	$3,346.00 (+1.83%)
2023	$3,286.00 (+2.21%)	$234,090 Land $234,090
2022	$3,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3250 Ocean Blvd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3250 Ocean Blvd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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