1. Home
  2. California
  3. San Luis Obispo County
  4. Cayucos
  5. Ocean Blvd

3246 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3246 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 804 sqft · built 1936
Lot Size0.172 acres (7,498 sqft)
Owner2 Individual Names on Record
Last Sale$469,000 (Mar 2021)
Tax Bill$5,383 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-416-021

Property Details

APN / Parcel Number

Primary APN064-416-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area804 sqft Living Area
Gross Area704 sqft

Exterior

Year BuiltBuilt 1936
Construction TypeWood
Lot Area7,498 sqft (0.172 acres)
TerrainOther
Parking Spaces1 Parking Space

Location & Zoning

Street Address3246 OCEAN BLVD
CityCAYUCOS
StateCA
Zip93430-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO STR U 3 PTN BL 48
Legal Block48
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2016
Census Tract10504

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address94 DEL MAR AVE, CAYUCOS, CA 93430-1828
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 26, 2021Grant Deed, Transfer · Seller Carry-Back
HARLEY MASS
Nov 10, 2020Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleNov 10, 2020
Deed Document Number2021022918
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3246 OCEAN BLVD, CAYUCOS, CA 93430-1849
Transaction TypeMortgage
Record UpdatedMar 7, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3246 OCEAN BLVD, CAYUCOS, CA 93430-1849

Mortgage

Document Number0000008793
DateFeb 25, 2022
Instrument2022008793
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 26, 2021
Property Address3246 OCEAN BLVD, CAYUCOS, CA 93430-1849
Document Number0000022918
Map ReferenceMB 3 PG 112
Instrument DateMar 12, 2021
Instrument2021022918
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address94 DEL MAR AVE, CAYUCOS, CA 93430-1828

Mortgage

Document Number0000022919
DateMar 26, 2021
Instrument2021022919
Lender
NameHARLEY MASS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

November 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 10, 2020
Property Address3246 OCEAN BLVD, CAYUCOS, CA 93430-1849
Document Number0000065135
Instrument DateNov 3, 2020
Instrument65135
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7123 PREBLE DR COLORADO SPRINGS CO 809153760, COLORADO SPRINGS, CO 80915-3760

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,383.00 (+1.97%)$507,333 (+4.04%) Land $378,850 Building $128,483
2023$5,279.00 (+1.75%)$487,635 Land $364,140 Building $123,495
2022$5,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Ranch Wifi.

Nearby Properties on Ocean Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures