Hernando County property record for 3226 Gardenia Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,244 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $235,000 (Jul 2025) |
| Tax Bill | $4,094 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2350-1120-0180 |
| Primary APN | R13-223-16-2350-1120-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00169294 |
|---|---|
| Street Address | 3226 GARDENIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLOCK 112 LOT 18 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 112 |
| Legal Lot Number | 18 |
| Legal Unit | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2350-1120-0180
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3217 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2023 · Amount on Record |
| Deed Document Number | 2025048390 |
| Deed Book / Page | 4583 / 1789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2023 |
| Property Address | 3226 GARDENIA DR, HERNANDO BEACH, FL 34607-3505 |
| Document Number | 0043460964 |
| Book / Page | 4346 / 964 |
| Map Reference | MB 9 PG 16&16-A |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023060799 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1491 E US HIGHWAY 223, ADRIAN, MI 49221-4382 |
| Name | Verified Name |
|---|---|
| Address | 1440 MATTHEW AVE, SPRING HILL, FL 34609-6152 |
| Document Number | 0004346966 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 4346/966 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,094.00 (+494.19%) | $286,845 (+142.25%) Land $149,370 Building $137,475 | $286,845 (+9.41%) Land $149,370 Building $137,475 |
| 2023 | $118,409 (+3%) Land $118,409 | ||
| 2022 | $689.00 Homeowner's exemption | $114,960 | $262,166 Land $128,363 Building $133,803 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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