3256 Cristobal Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 3256 Cristobal Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,343 sqft · built 1970
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Dec 2022)
Tax Bill	$9,703 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2022 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`505-240-34-00`

Property Details

APN / Parcel Number

Primary APN	`505-240-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,343 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,800 sqft (0.225 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3256 CRISTOBAL WAY
City	SPRING VALLEY
State	CA
Zip	91977-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 225 TR 006112
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	006112
Legal Block	3
Legal Lot Number	225
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 26, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Jan 21, 1997 · Amount on Record
Deed Document Number	2022477550
Prior Transfer Date	Nov 4, 1999
Prior Transfer Doc	0000756384
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2022
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000477550
Map Reference	MAP 6112
Instrument Date	Nov 29, 2022
Instrument	2022-0477550
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000477551
Date	Dec 22, 2022
Instrument	2022-0477551

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000062190
Date	Feb 9, 2022
Instrument	2022-0062190

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	738 Months
Due	Aug 13, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.69%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305785
Date	Jul 26, 2019
Instrument	2019-0305785

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	769 Months
Due	Aug 13, 2083

Interest

Rate Type	Adjustable Rate
Rate	3.94%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000046445
Date	Jan 21, 2021
Instrument	2021-0046445

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	751 Months
Due	Aug 13, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year T-Bill

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000046446
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3256 CRISTOBAL WAY SPRING VALLEY CA 919773105, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000046446
Date	Jan 21, 2021
Instrument	46446

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Jan 20, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.59%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3256 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000305786
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3256 CRISTOBAL WAY SPRING VALLEY CA 919773105, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000305786
Date	Jul 26, 2019
Instrument	305786

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jul 25, 2083

Interest

Rate Type	Adjustable Rate
Rate	3.94%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,681 (+2%) Land $424,483 Building $350,198
2025	$9,703.00 (+3.43%)	$759,492 (+4.04%) Land $416,160 Building $343,332
2024	$9,381.00 (+3.1%)
2023	$9,099.00 (+265.72%)	$730,000 Land $400,000 Building $330,000
2022	$2,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Cristobal Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures