3248 Cristobal Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 3248 Cristobal Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1970
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Dec 2024)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`505-240-35-00`

Property Details

APN / Parcel Number

Primary APN	`505-240-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3248 CRISTOBAL WAY
City	SPRING VALLEY
State	CA
Zip	91977-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 226 TR 006112
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	006112
Legal Block	3
Legal Lot Number	226
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC
Oct 8, 2021	Intrafamily Transfer, Transfer
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 17, 2018	Affidavit of Death, Transfer TICOR TITLE COMPANY/CA
Sep 17, 2018	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	2024333103
Prior Transfer Date	Nov 18, 2024
Prior Transfer Doc	0000333104
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000142317
Date	May 31, 2023
Instrument	2023-0142317

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000705752
Map Reference	MAP 6112
Instrument Date	Sep 16, 2021
Instrument	2021-0705752
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 CHICAGO ST, SAN DIEGO, CA 92110-3534

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105

Mortgage

Document Number	0000427976
Date	Jun 9, 2021
Instrument	2021-0427976

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217866
Date	Apr 29, 2020
Instrument	2020-0217866

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000385988
Instrument Date	Aug 28, 2018
Instrument	385988
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	TICOR TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9160 MOLLYWOODS AVE LA MESA CA 919414120, LA MESA, CA 91941-4120

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	3248 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3105
Document Number	0000385989
Instrument Date	Aug 21, 2018
Instrument	385989
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15015 TERRACE OAKS DR HOUSTON TX 770682052, HOUSTON, TX 77068-2052

Mortgage

Document Number	385990
Date	Sep 17, 2018
Instrument	385990

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,835 (+2%) Land $265,357 Building $132,478
2025	$5,339.00 (-25.11%)	$390,035 (-31.29%) Land $260,154 Building $129,881
2023	$7,129.00 (+1.52%) Homeowner's exemption	$567,628 Land $262,610 Building $305,018
2022	$7,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband.

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