3239 Cristobal Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 3239 Cristobal Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,267 sqft · built 1970
Lot Size	0.519 acres (22,600 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jan 2020)
Tax Bill	$9,241 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-240-54-00`

Property Details

APN / Parcel Number

Primary APN	`505-240-54-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,267 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	22,600 sqft (0.519 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	3239 CRISTOBAL WAY
City	SPRING VALLEY
State	CA
Zip	91977-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 245 TR 006112
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	006112
Legal Block	3
Legal Lot Number	245
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13503

Owner

3239 Cristobal Way is owned and occupied by two individuals who bought it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 28, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 28, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Jan 30, 2014 · Amount on File
Deed Document Number	202045982
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000045981
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106

Mortgage

Document Number	0000319607
Date	Nov 16, 2023
Instrument	2023-0319607

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106

Mortgage

Document Number	0000222054
Date	Mar 22, 2021
Instrument	2021-0222054

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2020
Property Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106
Document Number	0000045982
Map Reference	MAP 6112
Instrument Date	Jan 10, 2020
Instrument	2020-0045982
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106

Mortgage

Document Number	0000045983
Date	Jan 28, 2020
Instrument	2020-0045983

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2020
Property Address	3239 CRISTOBAL WAY, SPRING VALLEY, CA 91977-3106
Document Number	0000045981
Instrument Date	Dec 12, 2019
Instrument	45981
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3239 CRISTOBAL WAY SPRING VALLEY CA 919773106, SPRING VALLEY, CA 91977-3106

Tax Assessment & Valuation

The 2025 property tax bill for 3239 Cristobal Way was $9,241 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,808 (+2%) Land $334,654 Building $361,154
2025	$9,241.00 Homeowner's exemption	$682,166 Land $328,093 Building $354,073
2023	$7,435.00 (+1.52%) Homeowner's exemption	$593,913 Land $315,353 Building $278,560
2022	$7,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3239 Cristobal Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3239 Cristobal Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband.

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