Jefferson County property record for 3256 Cambridge Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,802 sqft · built 1994 |
| Lot Size | 5.24 acres (228,254 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-8.0-33.0-0-000-004.39 |
| Primary APN | 18-8.0-33.0-0-000-004.39 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 228,254 sqft (5.24 acres) |
| Garage Type | Attached |
| Garage Area | 822 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Patio Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3256 CAMBRIDGE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | HEMMINGWAY ESTS LOT 8 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 33 |
| Legal Subdivision | HEMMINGWAY ESTS |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 701002 |
3256 Cambridge Dr is owner-occupied and held in a trust since August 2019.
Source: Jefferson County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 12, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Nov 1, 2019 | Deed of Trust, Mortgage COMMERCE BK |
| Jul 31, 2019 | Deed of Trust, Mortgage COMMERCE BK |
| Jun 13, 2018 | Deed of Trust, Mortgage COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 |
| Deed Sale | Aug 2, 2019 |
| Deed Document Number | 201922601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 17, 2026 |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000025799 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202625799 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 12, 2026 |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000022149 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202622149 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 021R006890 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021R-006890 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000035190 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 CAMBRIDGE DR FESTUS MO 630283800, FESTUS, MO 63028-3800 |
| Document Number | 0000035190 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 35190 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Nov 7, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000022901 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 CAMBRIDGE DR FESTUS MO 630283800, FESTUS, MO 63028-3800 |
| Document Number | 0000022901 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 22901 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 4, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3256 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000018310 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3256 CAMBRIDGE DR FESTUS MO 630283800, FESTUS, MO 63028-3800 |
| Document Number | 0000018310 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 18310 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Jun 19, 2030 |
The 2025 property tax bill for 3256 Cambridge Dr was $2,615, up 4.1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,200 (-) Land $7,700 Building $36,500 | $232,600 (-) Land $40,700 Building $191,900 | |
| 2025 | $2,615.00 (+4.14%) | $44,200 Land $7,700 Building $36,500 | $232,600 (-) Land $40,700 Building $191,900 |
| 2024 | $2,511.00 (+0.52%) | $232,600 (+7.83%) Land $40,700 Building $191,900 | |
| 2023 | $2,498.00 | $41,000 Land $7,700 Building $33,300 | $215,700 Land $40,700 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3256 Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3256 Cambridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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