Jefferson County property record for 3248 Cambridge Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,196 sqft · built 1991 |
| Lot Size | 5.01 acres (218,671 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,300 (Oct 2005) |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-8.0-33.0-0-000-004.05 |
| Primary APN | 18-8.0-33.0-0-000-004.05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 732 sqft |
| Finished Basement | 732 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 218,671 sqft |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Porch | Open Frame Porch |
| Porch Area | 496 sqft |
| Patio Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3248 CAMBRIDGE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | HEMMINGWAY ESTS LOT 7 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 33 |
| Legal Subdivision | HEMMINGWAY ESTS |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 701002 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3248 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Sep 23, 2019 | Deed of Trust, Mortgage COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2005 · Amount on Record |
| Deed Sale | Oct 31, 2005 · Amount on Record |
| Deed Document Number | 200559439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 11, 2026 |
| Property Address | 3248 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000012516 |
| Instrument Date | May 5, 2026 |
| Instrument | 202612516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3248 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000012516, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202612516 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 5, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3248 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Document Number | 0000031163 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3248 CAMBRIDGE DR FESTUS MO 630283800, FESTUS, MO 63028-3800 |
| Document Number | 0000031163 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 31163 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 7, 2029 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,400 (-) Land $7,700 Building $31,700 | $207,800 (-) Land $40,700 Building $167,100 | |
| 2025 | $2,331.00 (+4.58%) | $39,400 (+8.24%) Land $7,700 Building $31,700 | $207,800 (-) Land $40,700 Building $167,100 |
| 2024 | $2,229.00 (+0.5%) | $207,800 (+8.46%) Land $40,700 Building $167,100 | |
| 2023 | $2,218.00 | $36,400 Land $7,700 Building $28,700 | $191,600 Land $40,700 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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