Jefferson County property record for 3236 Cambridge Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2,183 sqft · built 2014 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,130 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-8.0-33.0-0-000-004.10 |
| Primary APN | 18-8.0-33.0-0-000-004.10 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,183 sqft Living Area |
| Gross Area | 2,755 sqft |
| 1st Floor Area | 2,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 220,414 sqft |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3236 CAMBRIDGE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | HEMMINGWAY ESTS LOT 5 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 33 |
| Legal Subdivision | HEMMINGWAY ESTS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 701002 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3236 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2012 |
| Deed Sale | Dec 31, 2012 |
| Prior Sale | Oct 20, 1997 |
| Deed Document Number | 201249779 |
| Last Transfer Date | Jan 2, 2013 |
| Transfer Doc | 0000000961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3236 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3236 CAMBRIDGE DR 3, 3, FESTUS, MO 63028-3800 |
| Document Number | 0000022166 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022R-022166 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3236 CAMBRIDGE DR, FESTUS, MO 63028-3800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | HILLSBOROUGH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050005 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020R-050005 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,900 (-) Land $7,700 Building $45,200 | $278,400 (-) Land $40,700 Building $237,700 | |
| 2025 | $3,130.00 (+5.39%) | $52,900 (+9.07%) Land $7,700 Building $45,200 | $278,400 (-) Land $40,700 Building $237,700 |
| 2024 | $2,970.00 (+0.51%) | $278,400 (+8.96%) Land $40,700 Building $237,700 | |
| 2023 | $2,955.00 (+9.77%) | $48,500 (+9.73%) Land $7,700 Building $40,800 | $255,500 (+9.75%) Land $40,700 Building $214,800 |
| 2022 | $2,692.00 | $44,200 Land $3,400 Building $40,800 | |
| 2021 | $232,800 Land $18,000 Building $214,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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