Franklin County property record for 3252 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,142 sqft · built 2004 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $146,500 (May 2005) |
| Tax Bill | $4,312 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 010-264948 |
| Primary APN | 010-264948 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3252 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 140 |
| Legal Subdivision | CHATTERTON EAST SEC 2 |
| Legal Lot Number | 140 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 9373 |
Source: Franklin County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3252 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Apr 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2005 · Amount on Record |
| Deed Sale | May 24, 2005 · Amount on Record |
| Prior Sale | May 22, 2003 · Amount on Record |
| Deed Document Number | 200599832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 3252 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Document Number | 0000087533 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202687533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 3252 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Document Number | 0000087533, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202687533 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 3, 2046 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Apr 26, 2023 |
| Property Address | 3252 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Document Number | 0000039914 |
| Map Reference | MB 101 PG 27-29 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 202304260039914 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 14506, DES MOINES, IA 50306-3506 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,080 (-) Land $23,280 Building $72,800 | $274,500 (-) Land $66,500 Building $208,000 | |
| 2024 | $4,312.00 (+1.32%) Homeowner's exemption | $96,080 (-) Land $23,280 Building $72,800 | |
| 2023 | $4,256.00 (+43.25%) Homeowner's exemption | $96,080 (+67.68%) Land $23,280 Building $72,800 | $274,500 (+67.68%) Land $66,500 Building $208,000 |
| 2022 | $2,971.00 Homeowner's exemption | $57,300 Land $5,250 Building $52,050 | |
| 2020 | $163,700 Land $15,000 Building $148,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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