Franklin County property record for 3264 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,560 sqft · built 2005 |
| Lot Size | 0.138 acres (6,033 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,700 (Mar 2006) |
| Tax Bill | $4,555 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 010-264946 |
| Primary APN | 010-264946 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| 2nd Floor Area | 1,440 sqft |
| Family Room | Family Room |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,033 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3264 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 138 |
| Legal Subdivision | CHATTERTON EAST SEC 2 |
| Legal Lot Number | 138 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 9373 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3264 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2006 · Amount on Record |
| Deed Sale | Mar 6, 2006 · Amount on Record |
| Prior Sale | May 22, 2003 · Amount on Record |
| Deed Document Number | 4498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3264 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058633 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 202204150058633 |
| Name | OHIO HEALTHCARE FCU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, OH 43017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 14, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,555.00 (+1.61%) Homeowner's exemption | $101,190 (-) Land $23,280 Building $77,910 | |
| 2023 | $4,483.00 (+42%) Homeowner's exemption | $101,190 (+66.24%) Land $23,280 Building $77,910 | $289,100 (+66.24%) Land $66,500 Building $222,600 |
| 2022 | $3,157.00 Homeowner's exemption | $60,870 Land $5,250 Building $55,620 | |
| 2020 | $173,900 Land $15,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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