Franklin County property record for 3246 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,268 sqft · built 2004 |
| Lot Size | 0.181 acres (7,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Jan 2011) |
| Tax Bill | $3,742 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 010-264949 |
| Primary APN | 010-264949 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 1,163 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,915 sqft (0.181 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3246 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 141 |
| Legal Subdivision | CHATTERTON EAST SEC 2 |
| Legal Lot Number | 141 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 9373 |
3246 Payday Ln is owned and occupied by an individual who bought it in January 2011.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3246 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2011 · Amount on File |
| Deed Sale | Jan 31, 2011 · Amount on File |
| Prior Sale | Aug 27, 2009 |
| Deed Document Number | 201101310015731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3246 PAYDAY LN, COLUMBUS, OH 43232-7429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HALLMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000201843 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 202012170201843 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,742.00 (+1.6%) Homeowner's exemption | $83,130 (-) Land $23,280 Building $59,850 | |
| 2023 | $3,683.00 (+45.17%) Homeowner's exemption | $83,130 (+69.9%) Land $23,280 Building $59,850 | $237,500 Land $66,500 Building $171,000 |
| 2022 | $2,537.00 Homeowner's exemption | $48,930 Land $6,300 Building $42,630 | |
| 2020 | $139,800 Land $18,000 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3246 Payday Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3246 Payday Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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