3251 W Monte Cristo Ave, Phoenix, AZ 85053 Property Records

Maricopa County property record for 3251 W Monte Cristo Ave, Phoenix, AZ 85053

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,797 sqft · built 1981
Lot Size	0.263 acres (11,463 sqft)
Owner	Company Name on Record
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`207-42-008`

Property Details

APN / Parcel Number

Primary APN	`207-42-008`
Alternative APN	`207420083`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,797 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,463 sqft (0.263 acres)
View / Lot	Cul-De-Sac
Parking Spaces	4 Parking Spaces
Pool Area	525 sqft
Porch	Covered Slab
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3251 W MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85053-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PALMCROFT ESTATES MCR 217-48
Legal Range	2E
Legal Township	3N
Legal Section	2
Legal Subdivision	PALMCROFT ESTATES
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	104207

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3251 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020
Deed Sale	Nov 2, 2020
Deed Document Number	20201060199
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0001060199
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3251 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776969
Date	Aug 24, 2020
Instrument	20200776969

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 2, 2020
Property Address	3251 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Document Number	0001060199
Map Reference	MB 217 PG 48
Instrument Date	Sep 11, 2020
Instrument	20201060199
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3251 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951

Mortgage

Document Number	0001060200
Date	Nov 2, 2020
Instrument	20201060200

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,720 (+86.36%)	$377,200 (-1.51%) Land $75,400 Building $301,800
2025	$2,256.00 (+6.11%)	$20,240 (-49.24%)	$383,000 (-3.94%) Land $76,600 Building $306,400
2024		$39,870	$398,700 Land $79,700 Building $319,000
2023	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks.

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