3246 W Monte Cristo Ave, Phoenix, AZ 85053 Property Records

Maricopa County property record for 3246 W Monte Cristo Ave, Phoenix, AZ 85053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,382 sqft · built 1983
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Apr 2025)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`207-42-012`

Property Details

APN / Parcel Number

Primary APN	`207-42-012`
Alternative APN	`207420126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,585 sqft
2nd Floor Area	797 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3246 W MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85053-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PALMCROFT ESTATES MCR 217-48
Legal Range	2E
Legal Township	3N
Legal Section	2
Legal Subdivision	PALMCROFT ESTATES
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	104207

Owner

Source: Maricopa County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3548 W LAWRENCE LN, PHOENIX, AZ 85051-3760
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	2025196774
Prior Transfer Date	Apr 7, 2008
Prior Transfer Doc	0000579650
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 3, 2026
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Document Number	0000334972
Instrument Date	May 29, 2026
Instrument	2026334972
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950

Mortgage

Document Number	0000334972,
Date	Jun 3, 2026
Instrument	2026334972

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950

Mortgage

Document Number	0000879249
Date	Dec 7, 2022
Instrument	20220879249

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950

Mortgage

Document Number	0000690471
Date	Jun 23, 2021
Instrument	20210690471

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202024
Date	Mar 22, 2017
Instrument	2017-0202024

Lender

Name	UMB BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042318
Date	Dec 24, 2019
Instrument	20191042318

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 24, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2019
Property Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950
Document Number	0000405059
Map Reference	MB 217 PG 48
Instrument Date	May 23, 2019
Instrument	20190405059
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3246 W MONTE CRISTO AVE, 3246, PHOENIX, AZ 85053-3950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3246 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3950

Mortgage

Document Number	0000405060
Date	May 31, 2019
Instrument	20190405060

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,600 (+91.49%)	$376,000 (+0.62%) Land $75,200 Building $300,800
2025	$2,188.00 (+6.06%)	$19,635 (-49.39%)	$373,700 (-3.69%) Land $74,700 Building $299,000
2024		$38,800	$388,000 Land $77,600 Building $310,400
2023	$2,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks.

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