3239 W Monte Cristo Ave, Phoenix, AZ 85053 Property Records

Maricopa County property record for 3239 W Monte Cristo Ave, Phoenix, AZ 85053

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,679 sqft · built 1988
Lot Size	0.262 acres (11,447 sqft)
Owner	Owner Name on Record
Last Sale	$271,000 (Aug 2014)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`207-42-006`

Property Details

APN / Parcel Number

Primary APN	`207-42-006`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,679 sqft Living Area
1st Floor Area	1,819 sqft
Basement Area	860 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,447 sqft (0.262 acres)
Parking Spaces	2 Parking Spaces
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3239 W MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85053-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PALMCROFT ESTATES MCR 217-48
Legal Range	02E
Legal Township	03N
Legal Section	02
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	PALMCROFT ESTATES
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	104207

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Aug 24, 2010
Deed Document Number	20140558621
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951

Mortgage

Document Number	0001105741
Date	Oct 14, 2021
Instrument	20211105741

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000671679
Date	Sep 12, 2017
Instrument	2017-0671679

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951

Mortgage

Document Number	0000614329
Date	Aug 12, 2019
Instrument	20190614329

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3239 W MONTE CRISTO AVE, PHOENIX, AZ 85053-3951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703543
Date	Aug 4, 2020
Instrument	20200703543

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,920 (-2.25%)	$429,200 (-2.25%) Land $85,800 Building $343,400
2025	$2,710.00 (+6.11%)
2024		$43,910	$439,100 Land $87,800 Building $351,300
2023	$2,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks.

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