Oakland County property record for 3251 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,816 sqft · built 2004 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $443,500 (Dec 2021) |
| Tax Bill | $10,802 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-226-044 |
| Primary APN | 24-25-27-226-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,115 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Garage Area | 307 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 237 sqft |
| Deck Area | 79 sqft |
| Patio Area | 79 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3251 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WATTS FARM SUB LOT 109 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WATTS FARM SUB |
| Legal Lot Number | 109 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 173000 |
3251 Grayson St is owned and occupied by two individuals who bought it in December 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2021 | Warranty Deed, Transfer LIBERTY TITLE |
| Oct 28, 2019 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Dec 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on File |
| Deed Sale | Dec 23, 2021 · Amount on File |
| Prior Sale | Oct 28, 2019 · Amount on File |
| Deed Document Number | 2021282009 |
| Deed Book / Page | 57224 / 4 |
| Prior Transfer Date | Oct 8, 2018 |
| Prior Transfer Doc | 0000204658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Document Number | 0000398655 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 57861/598 |
| Instrument | 398655 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 23, 2021 |
| Property Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Document Number | 0000282009 |
| Book / Page | 57224 / 4 |
| Map Reference | LB 30 PG 42 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 282009 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,326.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Name | Verified Name |
|---|---|
| Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 28, 2019 |
| Property Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Document Number | 0000178853 |
| Book / Page | 053429 / 000487 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 178853 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36460 PAYNE ST CLINTON TOWNSHIP MI 480351344, CLINTON TOWNSHIP, MI 48035-1344 |
| Document Number | 178554 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 053427/000004 |
| Instrument | 178554 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 21, 2018 |
| Property Address | 3251 GRAYSON ST, FERNDALE, MI 48220-1076 |
| Document Number | 0000204658 |
| Book / Page | 052454 / 000863 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 204658 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3268 GRAYSON ST FERNDALE MI 482201074, FERNDALE, MI 48220-1074 |
The 2025 property tax bill for 3251 Grayson St was $10,802 with a homeowner's exemption, down 3.2% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,802.00 (-3.24%) Homeowner's exemption | $224,800 | $449,600 |
| 2024 | $11,164.00 | ||
| 2023 | $217,590 | $435,180 | |
| 2021 | $10,695.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3251 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3251 Grayson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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