Oakland County property record for 3246 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 682 sqft · built 1925 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Trust Name on File |
| Last Sale | $162,000 (Jul 2025) |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-227-018 |
| Primary APN | 24-25-27-227-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 682 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 682 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3246 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WATTS FARM SUB LOT 97 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WATTS FARM SUB |
| Legal Lot Number | 97 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 173000 |
3246 Grayson St is owner-occupied and held in a trust since July 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1709 DERBY RD, BIRMINGHAM, MI 48009-7529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Jul 8, 2021 | Warranty Deed, Transfer PARKS TITLE |
| Sep 3, 2019 | Warranty Deed, Transfer AMROCK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on File |
| Deed Sale | Jul 30, 2025 · Amount on File |
| Prior Sale | Jul 8, 2021 · Amount on File |
| Deed Document Number | 202593242 |
| Deed Book / Page | 60402 / 741 |
| Prior Transfer Date | Jun 22, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3246 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2289 MAYFAIR DR, WHITE LAKE, MI 48383-3953 |
| Document Number | 0000187409 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 56621/315 |
| Instrument | 187409 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 8, 2021 |
| Property Address | 3246 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Document Number | 0000170252 |
| Book / Page | 56515 / 197 |
| Map Reference | LB 30 PG 42 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 170252 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,272.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3246 GRAYSON ST, 3246, FERNDALE, MI 48220-1074 |
| Name | Verified Name |
|---|---|
| Address | 2289 MAYFAIR DR, WHITE LAKE, MI 48383-3953 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 3, 2019 |
| Property Address | 3246 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Document Number | 0000142067 |
| Book / Page | 53199 / 00563 |
| Map Reference | LB 30 PG 42 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 142067 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | AMROCK |
| Amount | Amount on Record |
|---|---|
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52671 ROYAL FOREST DR, 52671, SHELBY TOWNSHIP, MI 48315-2430 |
| Name | Verified Name |
|---|---|
| Address | 3246 GRAYSON ST, FERNDALE, MI 48220-1074 |
The 2025 property tax bill for 3246 Grayson St was $3,644 with a homeowner's exemption, down 4.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,644.00 (-4.66%) Homeowner's exemption | $85,790 | $171,580 |
| 2024 | $3,822.00 | ||
| 2023 | $65,900 | $131,800 | |
| 2021 | $3,174.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3246 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3246 Grayson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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