Oakland County property record for 3238 Grayson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 730 sqft · built 1925 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,000 (Aug 2019) |
| Tax Bill | $3,928 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-227-019 |
| Primary APN | 24-25-27-227-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 730 sqft Living Area |
| 1st Floor Area | 730 sqft |
| Basement Area | 730 sqft |
| Unfinished Basement | 730 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3238 GRAYSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WATTS FARM SUB LOT 98 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WATTS FARM SUB |
| Legal Lot Number | 98 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 173000 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3238 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Aug 29, 2019 | Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Oct 22, 1996 · Amount on Record |
| Deed Document Number | 2019140411 |
| Deed Book / Page | 53189 / 627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3238 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053787 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 53970/188 |
| Instrument | 53787 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 29, 2019 |
| Property Address | 3238 GRAYSON ST, FERNDALE, MI 48220-1074 |
| Document Number | 0000140411 |
| Book / Page | 053189 / 000627 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 140411 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $842.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 GOLDEN DR WHITE LAKE MI 483863828, WHITE LAKE, MI 48386-3828 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,928.00 (-1.03%) | $83,010 (+32.75%) | $166,020 (+32.75%) |
| 2024 | $3,969.00 (+41.85%) | ||
| 2023 | $62,530 | $125,060 | |
| 2021 | $2,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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