Island County property record for 3250 E Harbor Rd, Langley, WA 98260
| Property Type | Mobile Home |
|---|---|
| Details | 1,080 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2018) |
| Tax Bill | $1,883 (2023) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S8090-00-00128-0 |
| Primary APN | S8090-00-00128-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Account Number | 373474 |
|---|---|
| Street Address | 3250 E HARBOR RD |
| City | LANGLEY |
| State | WA |
| Zip | 98260-9697 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 10 |
| Legal Description | SARATOGA BCH 1 LOT 128 |
| Legal Subdivision | SARATOGA BCH |
| Legal Lot Number | 128 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 971900 |
Source: Island County records · APN S8090-00-00128-0
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 730 NW DORY DR, OAK HARBOR, WA 98277-3874 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 28, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | May 11, 2005 · Amount on Record |
| Deed Document Number | 4450733 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3250 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Name | Verified Name |
|---|---|
| Address | 3250 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Document Number | 0004556346 |
|---|---|
| Date | Feb 03, 2023 |
| Instrument | 4556346 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3250 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0004511332 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 4511332 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 28, 2018 |
| Property Address | 3250 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Document Number | 0004450733 |
| Map Reference | VOL7 PG50 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 4450733 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | LAND TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,298.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3250 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Document Number | 0004450734 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 4450734 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Number | 0004450735 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 4450735 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308,559 (-12.39%) Land $240,000 Building $68,559 | $308,559 (-12.39%) Land $240,000 Building $68,559 | |
| 2023 | $1,883.00 | $352,216 (+27.13%) Land $280,000 Building $72,216 | $352,216 (+27.13%) Land $280,000 Building $72,216 |
| 2022 | $277,042 Land $210,000 Building $67,042 | $277,042 Land $210,000 Building $67,042 |
Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Abound Ventures Fiber | 1,000 / 1,000 |
| Radiate Holdings Fixed Wireless | 1,000 / 250 |
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SARATOGA BEACH OWNERS ASSN private · serves 425 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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