Island County property record for 3215 E Harbor Rd, Langley, WA 98260 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1980 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Apr 2015) |
| Tax Bill | $430 (2023) |
| Deeds & Mortgages | Dec 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8090-00-00155-0 |
| Primary APN | S8090-00-00155-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 373740 |
|---|---|
| Street Address | 3215 E HARBOR RD |
| City | LANGLEY |
| State | WA |
| Zip | 98260-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA BCH 1 LOT 155 |
| Legal Subdivision | SARATOGA BCH |
| Legal Lot Number | 155 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 971900 |
Source: Island County records · APN S8090-00-00155-0
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1527, FREELAND, WA 98249-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on Record |
| Deed Sale | Apr 23, 2015 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Document Number | 4377074 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3215 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Address | 3215 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Document Number | 0004567798 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 4567798 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 994 Months |
| Due | Oct 16, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.58% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413,031 (-9.41%) Land $245,000 Building $168,031 | $413,031 (-9.41%) Land $245,000 Building $168,031 | |
| 2023 | $430.00 Senior Citizen's exemption | $455,926 (+13.61%) Land $280,000 Building $175,926 | $455,926 (+13.61%) Land $280,000 Building $175,926 |
| 2022 | $401,314 Land $240,000 Building $161,314 | $401,314 Land $240,000 Building $161,314 |
Source: FEMA National Flood Hazard Layer, Island County (53029C), updated June 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530299719002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Abound Ventures | Fiber | 1,000 / 1,000 |
| Radiate Holdings | Fixed Wireless (unlicensed) | 1,000 / 250 |
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