Island County property record for 3251 E Harbor Rd, Langley, WA 98260
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 940 sqft · built 1979 |
| Lot Size | 0.371 acres (16,165 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,022 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S8090-00-00161-0 |
| Primary APN | S8090-00-00161-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| Gross Area | 1,180 sqft |
| 1st Floor Area | 940 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 16,165 sqft (0.371 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Storage Building | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3251 E HARBOR RD |
|---|---|
| City | LANGLEY |
| State | WA |
| Zip | 98260-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | SARATOGA BCH 1 LOT 161 |
| Legal Subdivision | SARATOGA BCH 1 |
| Legal Lot Number | 161 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 971900 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3251 E HARBOR RD, LANGLEY, WA 98260-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3251 EAST RD, LANGLEY, WA 98260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0004497970 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 4497970 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2040 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,022.00 (+29.09%) | ||
| 2025 | $380,275 (-11.11%) Land $240,000 Building $140,275 | $380,275 (-11.11%) Land $240,000 Building $140,275 | |
| 2023 | $2,341.00 | $427,816 (+23.66%) Land $280,000 Building $147,816 | $427,816 (+23.66%) Land $280,000 Building $147,816 |
| 2022 | $345,969 Land $210,000 Building $135,969 | $345,969 Land $210,000 Building $135,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARATOGA BEACH OWNERS ASSN private · serves 425 people · EPA ID WA5376240 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Whidbey Telephone Fiber | 1,000 / 1,000 |
May also be available: Astound Broadband.
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