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3250 Downs Cove Rd, Windermere, FL 34786 Property Records

Orange County property record for 3250 Downs Cove Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,943 sqft · built 1947
Lot Size0.432 acres (18,825 sqft)
OwnerIndividual Name on File
Last Sale$1,325,000 (Mar 2020)
Tax Bill$28,319 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-23-28-2196-03-070

Property Details

APN / Parcel Number

Primary APN09-23-28-2196-03-070
Alternative APNs
  • 282309219603070
  • 276085
  • 280928
  • 285088

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms1 Room
Building Area3,943 sqft Living Area
Gross Area5,556 sqft Gross Area
1st Floor Area3,300 sqft 1st Floor
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,825 sqft (0.432 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport
Garage Area360 sqft Garage
CarportCarport
Carport Area360 sqft Carport

Exterior Amenities

Total Buildings2 Buildings
PorchSlab
Porch Area664 sqft Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3250 DOWNS COVE RD
CityWINDERMERE
StateFL
Zip34786-8304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOWNS COVE CAMP SITES Q/121 LOT 7 & N1/2 LOT 8 BLK C
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionDOWNS COVE CAMP SITES
Legal Tract2196
Legal BlockC
Legal Lot Number7,8
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1006
Census Tract14814

Owner

Source: Orange County records · APN 09-23-28-2196-03-070

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3250 DOWNS COVE RD, WINDERMERE, FL 34786-8304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2020Warranty Deed, Transfer
TRUIST BK
Apr 04, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2020 · Amount on Record
Deed SaleMar 03, 2020 · Amount on Record
Prior SaleApr 04, 2018 · Amount on Record
Deed Document Number2020138123
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 03, 2020
Property Address3250 DOWNS COVE RD, WINDERMERE, FL 34786-8304
Document Number0000138123
Instrument DateFeb 28, 2020
Instrument138123
Transaction TypeTransfer
Record UpdatedApr 08, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 DOWNS COVE RD WINDERMERE FL 347868304, WINDERMERE, FL 34786-8304

Mortgage

Document Number138124
DateMar 03, 2020
Instrument138124
Lender
NameTRUIST BK
Address901 SEMMES AVE, RICHMOND, VA 23224-2270
Agreement
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate
Rate3.47%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 04, 2018
Property Address3250 DOWNS COVE RD, WINDERMERE, FL 34786-8304
Document Number0000200490
Instrument DateApr 03, 2018
Instrument200490
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$8,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 DOWNS COVE RD WINDERMERE FL 347868304, WINDERMERE, FL 34786-8304

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,707,100 (-0.73%) Land $1,134,000 Building $573,100$1,707,100 (-0.73%) Land $1,134,000 Building $573,100
2025$28,319.00 (+6.02%)$1,719,710 (+3.84%) Land $1,134,000 Building $585,710$1,719,710 (+3.84%) Land $1,134,000 Building $585,710
2024$26,711.00 (+10.53%)
2023$24,167.00 (+16.41%)$1,656,099 (+26.42%) Land $1,134,000 Building $522,099$1,656,099 (+26.42%) Land $1,134,000 Building $522,099
2022$20,761.00$1,310,009 Land $864,000 Building $446,009$1,310,009 Land $864,000 Building $446,009

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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