3218 Downs Cove Rd, Windermere, FL 34786 Property Records

Orange County property record for 3218 Downs Cove Rd, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,308 sqft Living Area
Lot Size12,536 sqft (0.288 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2000)
Tax Bill$7,835.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-28-2196-03-030
Alternative APNs
  • 282309219603030
  • 276082
  • 280925
  • 285084

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,308 sqft Living Area
Gross Area1,533 sqft Gross Area
1st Floor1,032 sqft 1st Floor
Basement Area345 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,536 sqft (0.288 acres)
Lot Width50 ft Width

Exterior Amenities

Shed1 Shed
Porch Area60 sqft Porch
Water FeatureWater Feature
Boat AccessBoat Access
GazeboGazebo
Utility Building96 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3218 DOWNS COVE RD
CityWINDERMERE
StateFL
Zip34786-8304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOWNS COVE CAMP SITES Q/121 LOT 3 BLK C
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionDOWNS COVE CAMP SITES
Legal Tract2196
Legal BlockC
Legal Lot Number3
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1006
Census Tract14814

Owner

Source: Orange County records · APN 09-23-28-2196-03-030

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3218 DOWNS COVE RD, WINDERMERE, FL 34786-8304
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2000 · Amount on Record
Deed SaleApr 13, 2000 · Amount on Record
Prior SaleSep 17, 1996 · Amount on Record
Deed Book / Page5981 / 4399
Last Transfer DateJul 10, 2025
Transfer Doc0000400982
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$507,646 (+2.7%)$1,083,800 (-0.83%) Land $950,000 Building $133,800
2025$7,835.00 (+4.17%) Homeowner's exemption$494,300 (+5.99%)$1,092,880 (+2.05%) Land $950,000 Building $142,880
2024$7,521.00 (+7.24%)
2023$7,013.00 (+3.35%) Homeowner's exemption$466,378 (+3%)$1,070,919 (+24.9%) Land $950,000 Building $120,919
2022$6,786.00 Homeowner's exemption$452,794$857,394 Land $750,000 Building $107,394

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Downs Cove Rd

Nearby Streets

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