3242 Downs Cove Rd, Windermere, FL 34786 Property Records

Orange County property record for 3242 Downs Cove Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,871 sqft · built 1947
Lot Size	0.576 acres (25,089 sqft)
Owner	Individual Name on File
Tax Bill	$14,640 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-23-28-2196-03-060`

Property Details

APN / Parcel Number

Primary APN	`09-23-28-2196-03-060`
Alternative APNs	`282309219603060` `276084` `280927` `285087`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	3,871 sqft Living Area
Gross Area	5,066 sqft
1st Floor Area	2,913 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,089 sqft (0.576 acres)
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	813 sqft
Utility Building	64 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3242 DOWNS COVE RD
City	WINDERMERE
State	FL
Zip	34786-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNS COVE CAMP SITES Q/121 LOTS 5 & 6 BLK C
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	DOWNS COVE CAMP SITES
Legal Tract	2196
Legal Block	C
Legal Lot Number	5,6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1006
Census Tract	14814

Owner

Source: Orange County records · APN 09-23-28-2196-03-060

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3242 DOWNS COVE RD, WINDERMERE, FL 34786-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 29, 2009
Transfer Doc	0000303825
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$934,051 (+2.7%)	$1,995,115 (-0.71%) Land $1,512,000 Building $483,115
2025	$14,640.00 (+3.54%) Homeowner's exemption	$909,495 (+5.99%)	$2,009,295 (+2.72%) Land $1,512,000 Building $497,295
2024	$14,140.00 (+7.23%)
2023	$13,187.00 (+3.06%) Homeowner's exemption	$858,119 (+3%)	$1,956,141 (+27.45%) Land $1,512,000 Building $444,141
2022	$12,796.00 Homeowner's exemption	$833,125	$1,534,803 Land $1,152,000 Building $382,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.