325 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 325 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,580 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2023)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T062000235`

Property Details

APN / Parcel Number

Primary APN	`T062000235`
Alternative APN	`4-0036-9976-00-012B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	896 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000235
Street Address	325 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7465
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #1 LOT 12B
Legal Subdivision	VLGS AT SPRINGHURST #1
Legal Lot Number	12B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1041
Census Tract	312207

Owner

325 Wild Oak Dr, a condominium, is owned and occupied by an individual who bought it in December 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Sep 17, 2015
Deed Document Number	202350340
Prior Transfer Date	Jul 21, 2011
Prior Transfer Doc	0000431610
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 11, 2023
Property Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Document Number	0000050340
Map Reference	MB 42 PG 379
Instrument Date	Dec 8, 2023
Instrument	2023R-050340
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 COUNTRY FIELD DR, LAKE SAINT LOUIS, MO 63367-5842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050341
Date	Dec 11, 2023
Instrument	2023R-050341

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WILD OAK DR, O FALLON, MO 63368-7465

Mortgage

Document Number	0000001913
Date	Jan 10, 2022
Instrument	2022R-001913

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067750225
Date	Jul 14, 2017
Book Page	6775/0225
Instrument	20170714000435400

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2018
Property Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Document Number	0069541804
Book / Page	006954 / 001804
Instrument Date	Apr 20, 2018
Instrument	427270
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WILD OAK DR O FALLON MO 633687465, O FALLON, MO 63368-7465

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2018
Property Address	325 WILD OAK DR, O FALLON, MO 63368-7465
Document Number	0068611309
Book / Page	006861 / 001309
Instrument Date	Dec 15, 2017
Instrument	1960
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WILD OAK DR O FALLON MO 633687465, O FALLON, MO 63368-7465

Tax Assessment & Valuation

The 2025 property tax bill for 325 Wild Oak Dr was $3,120.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,735 (-)	$245,973 (-) Building $245,973
2025	$3,120.00	$46,735	$245,973
2023		$40,920
2022			$215,370 Building $215,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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