328 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 328 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 2012
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$183,100 (Apr 2020)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T062000319`

Property Details

APN / Parcel Number

Primary APN	`T062000319`
Alternative APN	`4-0036-9977-00-031E.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,016 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000319
Street Address	328 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #2 LOT 31E
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	31E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1009
Census Tract	312207

Owner

328 Wild Oak Dr is owned and occupied by an individual who bought it in April 2020.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	328 WILD OAK DR, O FALLON, MO 63368-7463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Apr 3, 2020	Quit Claim Deed, Transfer GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Oct 12, 2016 · Amount on File
Deed Document Number	2020207370
Deed Book / Page	7262 / 1898
Prior Transfer Date	Mar 28, 2020
Prior Transfer Doc	0072621898
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	328 WILD OAK DR, O FALLON, MO 63368-7463
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILD OAK DR, O FALLON, MO 63368-7463

Mortgage

Document Number	0000012725
Date	Apr 5, 2024
Instrument	2024R-012725

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	328 WILD OAK DR, O FALLON, MO 63368-7463
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILD OAK DR, O FALLON, MO 63368-7463

Mortgage

Document Number	2021R073988
Date	Sep 2, 2021
Instrument	2021R-073988

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2020
Property Address	328 WILD OAK DR, O FALLON, MO 63368-7463
Document Number	0072621898
Book / Page	007262 / 001898
Instrument Date	Mar 28, 2020
Instrument	207370
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILD OAK DR O FALLON MO 633687463, O FALLON, MO 63368-7463

Mortgage

Document Number	72621900
Date	Apr 3, 2020
Book Page	007262/001900
Instrument	207380

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 328 Wild Oak Dr was $3,721, up 8.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,852 (-)	$293,958 (-) Land $60,000 Building $233,958
2025	$3,721.00 (+8.52%)	$55,852	$293,958 Land $60,000 Building $233,958
2024	$3,429.00
2023		$49,959
2022			$262,944 Land $50,000 Building $212,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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