322 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 322 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2012
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Dec 2018)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T062000316`

Property Details

APN / Parcel Number

Primary APN	`T062000316`
Alternative APN	`4-0036-9977-00-028E.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,036 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000316
Street Address	322 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #2 LOT 28E
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	28E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1009
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	61 KIMBALL GROVE CT, LAKE SAINT LOUIS, MO 63367-5009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Feb 12, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Dec 5, 2018	Grant Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	2018680500
Deed Book / Page	7010 / 2389
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	322 WILD OAK DR, O FALLON, MO 63368-7463
Document Number	0000093718
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILD OAK DR DARDENNE PRAIRIE MO 633687463, DARDENNE PRAIRIE, MO 63368-7463

Mortgage

Document Number	0000093718
Date	Dec 1, 2020
Instrument	93718

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	322 WILD OAK DR, O FALLON, MO 63368-7463
Document Number	0072331148
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILD OAK DR O FALLON MO 633687463, O FALLON, MO 63368-7463

Mortgage

Document Number	0072331148
Date	Feb 19, 2020
Book Page	007233/001148
Instrument	102030

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2018
Property Address	322 WILD OAK DR, O FALLON, MO 63368-7463
Document Number	0070102389
Book / Page	007010 / 002389
Instrument Date	Dec 4, 2018
Instrument	680500
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILD OAK DR O FALLON MO 633687463, O FALLON, MO 63368-7463

Mortgage

Document Number	70102391
Date	Dec 5, 2018
Book Page	007010/002391
Instrument	680510

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,397 (-)	$296,828 (-) Land $60,000 Building $236,828
2025	$3,757.00 (+8.52%)	$56,397 (+11.78%)	$296,828 (+11.78%) Land $60,000 Building $236,828
2024	$3,462.00
2023		$50,452
2022			$265,537 Land $50,000 Building $215,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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