325 SW E St, Richmond, IN 47374 Property Records

Wayne County property record for 325 SW E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1951
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Jun 2022)
Tax Bill	$993 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Sep 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-40044-00`

Property Details

APN / Parcel Number

Primary APN	`029-40044-00`
Alternative APNs	`89-18-05-310-206.000-030` `500531020600029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	93 ft deep x 56 ft wide
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500531020600029
Street Address	325 SW E ST
City	RICHMOND
State	IN
Zip	47374-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 HUNT'S ADDN
Legal Subdivision	HUNTS ADD
Legal Lot Number	44
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	800

Owner

325 SW E St is owned and occupied by an individual who bought it in June 2022.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	325 SW E ST, RICHMOND, IN 47374-5368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST CO
Sep 5, 2007	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST CO
Jun 22, 2022	Warranty Deed, Transfer · ARM CITIZENS ST BK OF NEW CASTLE
Aug 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	20226699
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	325 SW E ST, RICHMOND, IN 47374-5368
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009001574
Date	Feb 19, 2009
Instrument	2009001574

Lender

Name	WAYNE BANK AND TRUST CO
Address	RICHMOND, IN 47375

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2024

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	325 SW E ST, RICHMOND, IN 47374-5368
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007008957
Date	Sep 5, 2007
Instrument	2007008957

Lender

Name	WAYNE BANK AND TRUST CO
Address	RICHMOND, IN 47374

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 20, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 22, 2022
Property Address	325 SW E ST, RICHMOND, IN 47374-5368
Document Number	2022006699
Instrument Date	Jun 22, 2022
Instrument	2022006699
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022006700
Date	Jun 22, 2022
Instrument	2022006700

Lender

Name	CITIZENS ST BK OF NEW CASTLE

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2027
Index	1-Year CMT

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 20, 2019
Property Address	325 SW E ST, RICHMOND, IN 47374-5368
Document Number	2019006540
Instrument Date	Aug 16, 2019
Instrument	2019006540
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006541
Date	Aug 20, 2019
Instrument	2019006541

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 325 SW E St was $993, up 5.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+5.41%)	$110,400 Land $14,900 Building $95,500	$110,400 Land $14,900 Building $95,500
2024	$942.00
2023		$82,400 (-1.08%) Land $11,100 Building $71,300	$82,400 (-1.08%) Land $11,100 Building $71,300
2022	$833.00	$83,300 Land $11,100 Building $72,200	$83,300 Land $11,100 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 SW E St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 SW E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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