397 SW E St, Richmond, IN 47374 Property Records

Wayne County property record for 397 SW E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1952
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2022)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Mar 2022 Sale Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-18805-00`

Property Details

APN / Parcel Number

Primary APN	`029-18805-00`
Alternative APNs	`89-18-05-310-207.000-030` `500531020700029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	93 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500531020700029
Street Address	397 SW E ST
City	RICHMOND
State	IN
Zip	47374-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 HUNTS & LOT 34 HUNTS EX W 1/2
Legal Subdivision	HUNTS ADDITION
Legal Lot Number	43,34
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	800

Owner

397 SW E St is owned and occupied by an individual who bought it in March 2022.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	397 SW E ST, RICHMOND, IN 47374-5368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer
Sep 5, 2019	Deed, Transfer
Jun 15, 2017	Personal Representative Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	20222300
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 18, 2022
Property Address	397 SW E ST, RICHMOND, IN 47374-5368
Document Number	2022002300
Instrument Date	Mar 17, 2022
Instrument	2022002300
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 5, 2019
Property Address	397 SW E ST, RICHMOND, IN 47374-5368
Document Number	2019007162
Instrument Date	Aug 20, 2019
Instrument	2019007162
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 15, 2017
Property Address	397 SW E ST, RICHMOND, IN 47374-5368
Document Number	2017004711
Instrument Date	Jun 13, 2017
Instrument	2017004711
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 SW E ST, RICHMOND, IN 47374-5368

Mortgage

Document Number	2017004712
Date	Jun 15, 2017
Instrument	2017004712

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 397 SW E St was $1,262, up 6.5% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (+6.5%)	$140,300 Land $22,300 Building $118,000	$140,300 Land $22,300 Building $118,000
2024	$1,185.00
2023		$103,200 (-5.32%) Land $16,600 Building $86,600	$103,200 (-5.32%) Land $16,600 Building $86,600
2022	$1,090.00	$109,000 Land $16,600 Building $92,400	$109,000 Land $16,600 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 SW E St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 397 SW E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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