309 SW E St, Richmond, IN 47374 Property Records

Wayne County property record for 309 SW E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$336 (2025)
Deeds & Mortgages	Jul 2020 Refinance Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-43437-00`

Property Details

APN / Parcel Number

Primary APN	`029-43437-00`
Alternative APNs	`89-18-05-310-202.000-030` `500531020200029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	93 ft deep x 56 ft wide
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500531020200029
Street Address	309 SW E ST
City	RICHMOND
State	IN
Zip	47374-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 HUNT'S ADDN
Legal Subdivision	HUNTS ADD
Legal Lot Number	64
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	800

Owner

309 SW E St is owned and occupied by an individual.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	309 SW E ST, RICHMOND, IN 47374-5368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	309 SW E ST, RICHMOND, IN 47374-5368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005979
Date	Jul 31, 2020
Instrument	2020005979

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	309 SW E ST, RICHMOND, IN 47374-5368
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017007247
Date	Sep 6, 2017
Instrument	2017007247

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 309 SW E St was $336, up 12.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00 (+12.37%)	$99,600 Land $14,900 Building $84,700	$99,600 Land $14,900 Building $84,700
2024	$299.00
2023		$76,000 (-0.91%) Land $11,100 Building $64,900	$76,000 (-0.91%) Land $11,100 Building $64,900
2022	$215.00	$76,700 Land $11,100 Building $65,600	$76,700 Land $11,100 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 SW E St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 SW E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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