325 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 325 Shore Dr E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,460 sqft · built 1959
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on Record
Last Sale$381,000 (Mar 2023)
Tax Bill$3,363 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-000-760-8298-1

Property Details

APN / Parcel Number

Primary APNC62-000-760-8298-1
Alternative APNs
  • 24-28-16-63882-001-0290
  • 281624638820010290
  • 162824638820010290
  • R257174

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area2,233 sqft
1st Floor Area1,460 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1968
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions100 ft deep x 73 ft wide

Exterior Amenities

PorchPatio
Porch Area695 sqft
Deck Area250 sqft
Patio Area250 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR257174
Street Address325 SHORE DR E
CityOLDSMAR
StateFL
Zip34677-3915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLDSMAR COUNTRY CLUB ESTATES SEC 3 BLK 1, LOT 29 (SEE N25-28-16)
Legal Range16E
Legal Township28S
Legal Section24
Legal SubdivisionOLDSMAR COUNTRY
Legal Tract63882
Legal Block1
Legal Lot Number29
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2019
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 SHORE DR E, OLDSMAR, FL 34677-3915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 7, 2023Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 25, 2017Trustee's Deed, Transfer · Line of Credit
GERMAN AM CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on Record
Deed SaleMar 7, 2023 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Document Number202359552
Deed Book / Page22367 / 247
Prior Transfer DateSep 24, 2012
Prior Transfer Doc0177300068
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address325 SHORE DR E, OLDSMAR, FL 34677-3915
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 SHORE DR E, OLDSMAR, FL 34677-3915

Mortgage

Document Number0233171329
DateOct 6, 2025
Book Page23317/1329
Instrument2025284364
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueOct 1, 2065

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 7, 2023
Property Address325 SHORE DR E, OLDSMAR, FL 34677-3915
Document Number0223670247
Book / Page22367 / 247
Map ReferenceMB 51 PG 53
Instrument DateMar 6, 2023
Instrument2023059552
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyTRIDENT TITLE LLC, TRIDENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,667.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

NameVerified Name
Address2210 E CLARK ST, TAMPA, FL 33605-6132

Mortgage

Document Number0022367250
DateMar 7, 2023
Instrument22367/250
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionPINELLAS FL
Recording DateAug 25, 2017
Property Address325 SHORE DR E, OLDSMAR, FL 34677-3915
Document Number0197531396
Book / Page019753 / 001396
Instrument DateAug 23, 2017
Instrument265375
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1508 BROOKHOLLOW DR SANTA ANA CA 927055433, SANTA ANA, CA 92705-5433
InvestorPossibly a Property Investor

Mortgage

Document Number197590861
DateAug 25, 2017
Book Page019759/000861
Instrument270816
Lender
NameGERMAN AM CAP
TypeFunding / Finance Company
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2836
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,363.00 (-24.07%) Homeowner's exemption$233,475 (-33.54%) Land $124,601 Building $108,874$233,475 (-33.54%) Land $124,601 Building $108,874
2023$4,429.00 (+31.46%)$351,291 (+71.36%)$351,291 (+71.36%) Land $167,997 Building $183,294
2022$3,369.00$205,004$205,004 Land $145,633 Building $59,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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