Pinellas County property record for 323 Shore Dr E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1959 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Feb 2009) |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8300-5 |
| Primary APN | C62-000-760-8300-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,728 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,597 sqft (0.174 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R257176 |
|---|---|
| Street Address | 323 SHORE DR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLDSMAR COUNTRY CLUB ESTATES SEC 3 BLK 1, LOT 31 (SEE N25-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | OLDSMAR COUNTRY |
| Legal Tract | 63882 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 27320 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 SHORE DR E, OLDSMAR, FL 34677-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 29, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2009 · Amount on Record |
| Deed Sale | Feb 12, 2009 · Amount on Record |
| Prior Sale | Jan 21, 2009 |
| Deed Document Number | 200937432 |
| Deed Book / Page | 16497 / 1410 |
| Prior Transfer Date | Jan 1, 2009 |
| Prior Transfer Doc | 0164971410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 323 SHORE DR E, OLDSMAR, FL 34677-3915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 323 SHORE DR E, OLDSMAR, FL 34677-3915 |
| Document Number | 0223511176 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 22351/1176 |
| Instrument | 2023045417 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 323 SHORE DR E, OLDSMAR, FL 34677-3915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210580016 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 21058/16 |
| Instrument | 2020194437 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 29, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,015.00 (-42.2%) Homeowner's exemption Veteran's exemption | $104,451 (-27.86%) | $229,366 (-34.98%) Land $139,169 Building $90,197 |
| 2024 | $1,756.00 (+2.45%) | ||
| 2023 | $1,714.00 (+44.4%) Homeowner's exemption Veteran's exemption | $144,782 (+26.83%) | $352,744 (+22.67%) Land $180,397 Building $172,347 |
| 2022 | $1,187.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $114,158 | $287,556 Land $164,905 Building $122,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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