Pinellas County property record for 322 Shore Dr E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,873 sqft · built 1959 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Jan 2024) |
| Tax Bill | $8,525 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8385-6 |
| Primary APN | C62-000-760-8385-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,873 sqft Living Area |
| Gross Area | 4,366 sqft |
| 1st Floor Area | 2,873 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 18,121 sqft (0.416 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| View / Lot | Bay Front |
| Garage Type | Attached |
| Garage Area | 1,204 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 289 sqft |
| Deck Area | 576 sqft |
| Patio Area | 576 sqft |
| Loading Dock | 1,036 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268291 |
|---|---|
| Street Address | 322 SHORE DR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB ADD TO OLDSMAR REVISED BLK 1, LOT 4 (SEE S23-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | COUNTRY CLUB ADD |
| Legal Tract | 18432 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27320 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage CREWS BANK & TRUST |
| Sep 29, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jan 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on Record |
| Deed Sale | Jan 16, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2019 · Amount on Record |
| Deed Document Number | 202410933 |
| Deed Book / Page | 22677 / 2638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0226772638 |
| Book / Page | 22677 / 2638 |
| Map Reference | MB 7 PG 42 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024010933 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 CYPRESS BND, OLDSMAR, FL 34677-5513 |
| Name | Verified Name |
|---|---|
| Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0226772640 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 22677/2640 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0225802409 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 22580/2409 |
| Instrument | 2023251438 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 322 SHORE DR, OLDSMAR, FL 34677-3916 |
| Document Number | 0215770800 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 21577/800 |
| Instrument | 2021193741 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Nov 19, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0207161239 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 20716/1239 |
| Instrument | 2019317418 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 4, 2019 |
| Property Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0203862473 |
| Book / Page | 20386 / 2473 |
| Map Reference | MB 7 PG 42 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2019004596 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STAR TITLE PARTNERS OF PALM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 SCOTLAND ST, 545, DUNEDIN, FL 34698-7042 |
| Name | Verified Name |
|---|---|
| Address | 322 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 2019004597 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 2019004597 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,525.00 (-3.61%) Homeowner's exemption | $528,198 (-3.72%) | $776,133 (-22.44%) Land $585,658 Building $190,475 |
| 2023 | $8,844.00 (+2.57%) Homeowner's exemption | $548,580 (+3%) | $1,000,726 (+17.27%) Land $626,355 Building $374,371 |
| 2022 | $8,622.00 Homeowner's exemption | $532,602 | $853,379 Land $589,527 Building $263,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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