San Luis Obispo County property record for 325 Pier Ave, Oceano, CA 93445
| Property Type | Restaurant |
|---|---|
| Details | 2 ba · 1,215 sqft · built 1955 |
| Lot Size | 0.063 acres (2,760 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Feb 2005) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Oct 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 061-011-033 |
| Primary APN | 061-011-033 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,215 sqft Gross Area |
| 1st Floor Area | 1,215 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 2,760 sqft (0.063 acres) |
| Sewer | Connected |
|---|
| Street Address | 325 PIER AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9729 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | CR |
| Legal Description | OCEANO BCH TR BL 43 LT 18 |
| Legal Subdivision | OCEANO BEACH 02 |
| Legal Block | 43 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 547 FIVE CITIES DR, PISMO BEACH, CA 93449-3006 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE SIERRA |
| Oct 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2005 · Amount on Record |
| Deed Sale | Feb 7, 2005 · Amount on Record |
| Prior Sale | Apr 5, 2002 · Amount on Record |
| Deed Document Number | 20059926 |
| Last Transfer Date | Oct 26, 2016 |
| Transfer Doc | 0000043406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 325 PIER AVE, OCEANO, CA 93445-9729 |
| Document Number | 0000025199 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 PIER AVE OCEANO CA 934459729, OCEANO, CA 93445-9729 |
| Document Number | 0000025199 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 25199 |
| Name | BANK OF THE SIERRA |
|---|---|
| Type | Bank |
| Address | 636 E SHAW AVE, FRESNO, CA 93710-7704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 16, 2018 |
| Property Address | 325 PIER AVE, OCEANO, CA 93445-9729 |
| Document Number | 0000043406 |
| Instrument Date | Oct 26, 2016 |
| Instrument | 43406 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 547 FIVE CITIES DR PISMO BEACH CA 934493006, PISMO BEACH, CA 93449-3006 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $268,654 (+2%) Land $99,612 Building $169,042 | |
| 2025 | $2,963.00 (+10.03%) | $263,387 (+4.04%) Land $97,659 Building $165,728 |
| 2023 | $2,693.00 (+1.55%) | $253,162 Land $93,868 Building $159,294 |
| 2022 | $2,652.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures