325 Palm St, Windermere, FL 34786 Property Records

Orange County property record for 325 Palm St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,069 sqft · built 1948
Lot Size	0.384 acres (16,747 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Oct 2019)
Tax Bill	$12,913 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-03-110`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-03-110`
Alternative APNs	`282317933603110` `284422` `289268` `293430`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,069 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	3,069 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,747 sqft (0.384 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	343 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	325 PALM ST
City	WINDERMERE
State	FL
Zip	34786-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 LOT 311
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	3
Legal Lot Number	311
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1007
Census Tract	14809

Owner

325 Palm St is owned by a company that acquired it in June 2021.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
Oct 14, 2019	Special Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Prior Sale	Nov 14, 2003 · Amount on File
Deed Document Number	2019641271
Last Transfer Date	Jun 9, 2021
Transfer Doc	0000355539
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 27, 2022
Property Address	325 PALM ST, WINDERMERE, FL 34786-8504
Document Number	0000656206
Map Reference	MB G PG 36-39
Instrument Date	Aug 25, 2022
Instrument	20220656206
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2021
Property Address	325 PALM ST, WINDERMERE, FL 34786-8504
Document Number	0000355539
Map Reference	MB G PG 36-39
Instrument Date	Jun 9, 2021
Instrument	20210355539
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508

Mortgage

Document Number	0000355540
Date	Jun 15, 2021
Instrument	20210355540

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 14, 2019
Property Address	325 PALM ST, WINDERMERE, FL 34786-8504
Document Number	0000641271
Map Reference	MB G PG 36-39
Instrument Date	Oct 11, 2019
Instrument	20190641271
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10523 GOODES MILL LAKE RD, 10523, MOSS POINT, MS 39562-9451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W 2ND AVE, WINDERMERE, FL 34786-8508

Mortgage

Document Number	0000641272
Date	Oct 14, 2019
Instrument	20190641272

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 325 Palm St was $12,913, up 6.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,440 (+2.36%) Land $365,000 Building $391,440	$756,440 (-0.97%) Land $365,000 Building $391,440
2025	$12,913.00 (+6.67%)	$739,019	$763,860 Land $365,000 Building $398,860
2024	$12,105.00 (+8.41%)
2023	$11,166.00 (+16.53%)	$710,153 (+27.9%) Land $365,000 Building $345,153	$710,153 (+27.9%) Land $365,000 Building $345,153
2022	$9,582.00	$555,235 Land $265,000 Building $290,235	$555,235 Land $265,000 Building $290,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Palm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Palm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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