Orange County property record for 316 Palm St, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 7,281 sqft · built 2022 |
| Lot Size | 1.23 acres (53,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,240,000 (Jan 2019) |
| Tax Bill | $68,284 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-23-28-9336-03-070 |
| Primary APN | 17-23-28-9336-03-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,281 sqft Living Area |
| Gross Area | 13,601 sqft |
| 1st Floor Area | 4,650 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 53,621 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 1,355 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Gazebo | Gazebo |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 316 PALM ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | PLAT OF WINDERMERE G/36 LOTS 307 & 308 & ALL THAT PART OF GO V LOT 1 OF 08-23-28 LYING BETWEEN THE NLY BOUNDARY OF LOT 30 8 AND SLY BOUNDARY OF LOT 307 2243/604 AND ORB 46/461 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 3 |
| Legal Lot Number | 1,8-2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14809 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 PALM ST, WINDERMERE, FL 34786-8545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on Record |
| Deed Sale | Jan 4, 2019 · Amount on Record |
| Prior Sale | Mar 13, 2014 · Amount on Record |
| Deed Document Number | 20197526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 4, 2019 |
| Property Address | 316 PALM ST, WINDERMERE, FL 34786-8545 |
| Document Number | 0000007526 |
| Map Reference | MB G PG 36-39 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 20190007526 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7013 EVANS TOWN CENTER BLVD # BLVD502, 7013, EVANS, GA 30809-5117 |
| Name | Verified Name |
|---|---|
| Address | 316 PALM ST, WINDERMERE, FL 34786-8545 |
| Document Number | 0000007527 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 20190007527 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,217,810 (+1.37%) Land $2,600,000 Building $1,617,810 | $4,217,810 (-0.59%) Land $2,600,000 Building $1,617,810 | |
| 2025 | $68,284.00 (+2.84%) Homeowner's exemption | $4,160,690 (+5.99%) | $4,242,730 (+4.4%) Land $2,600,000 Building $1,642,730 |
| 2024 | $66,400.00 (+5.27%) | ||
| 2023 | $63,073.00 (+51.21%) Homeowner's exemption | $3,925,661 (+55.83%) | $4,063,847 (+61.31%) Land $2,600,000 Building $1,463,847 |
| 2022 | $41,712.00 | $2,519,200 Land $2,500,000 Building $19,200 | $2,519,200 Land $2,500,000 Building $19,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (2004–2017) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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