305 Palm St, Windermere, FL 34786 Property Records

Orange County property record for 305 Palm St, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,276 sqft · built 1925
Lot Size	0.384 acres (16,745 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,437 (2025)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-03-090`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-03-090`
Alternative APNs	`282317933603090` `284420` `289266` `293427`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,276 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	3,276 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,745 sqft (0.384 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	305 PALM ST
City	WINDERMERE
State	FL
Zip	34786-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF WINDERMERE G/36 LOT 309
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	3
Legal Lot Number	309
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1007
Census Tract	14809

Owner

Source: Orange County records · APN 17-23-28-9336-03-090

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 PALM ST, WINDERMERE, FL 34786-8546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 06, 2023
Transfer Doc	0000236594
Record Updated	Jun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Apr 26, 2023
Property Address	305 PALM ST, WINDERMERE, FL 34786-8546
Document Number	0000236594
Map Reference	MB G PG 36-39
Instrument Date	Apr 06, 2023
Instrument	20230236594
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 PALM ST, WINDERMERE, FL 34786-8546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 PALM ST, WINDERMERE, FL 34786-8546

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,240 (-0.87%) Land $365,000 Building $449,240	$814,240 (-0.87%) Land $365,000 Building $449,240
2025	$13,437.00 (+2.34%) Homeowner's exemption	$821,390 (+216.06%) Land $365,000 Building $456,390	$821,390 (+6.8%) Land $365,000 Building $456,390
2024	$13,130.00 (+212.62%)
2023	$4,200.00 (+3.19%) Homeowner's exemption	$259,887 (+3%)	$769,084 (+26.68%) Land $365,000 Building $404,084
2022	$4,070.00 Homeowner's exemption	$252,317	$607,117 Land $265,000 Building $342,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force 16 of 19 on primary residences
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017, other causes, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 3 claims Hurricane Frances (Sep 2004), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.