325 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 325 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1900
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$51,500 (Oct 2020)
Tax Bill	$3,257 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`212801 119.52-5-82`

Property Details

APN / Parcel Number

Primary APN	`212801 119.52-5-82`
Alternative APNs	`280111905200050820000000` `198475`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	650 sqft
2nd Floor Area	780 sqft
Upper Floors Area	234 sqft
Attic	Attic
Attic Area	234 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	154 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	198475
Street Address	325 OTSEGO ST
City	ILION
State	NY
Zip	13357-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	325 OTSEGO ST E R1 1G
Legal Block	5
Legal Lot Number	82.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3007
Census Tract	10400

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	325 OTSEGO ST, ILION, NY 13357-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	20204799
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0000001608/000000083
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 26, 2020
Property Address	325 OTSEGO ST, ILION, NY 13357-2526
Document Number	0020204799
Instrument Date	Oct 20, 2020
Instrument	2020-4799
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 WEST ST, ILION, NY 13357-2252

Mortgage

Document Number	0020204800
Date	Oct 26, 2020
Instrument	2020-4800

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,257.00 (+2.84%)
2025	$3,167.00 (+5.64%)	$48,400 (-) Land $6,800 Building $41,600	$90,637 (+3%) Land $12,734 Building $77,903
2023		$48,400 Land $6,800 Building $41,600	$88,000 Land $12,364 Building $75,636
2020	$2,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	59 (2006–2013)
Claims Outside the SFHA	1 of 59
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 43 claims Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20