311 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 311 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,547 sqft · built 1912
Lot Size0.091 acres (4,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,264 (2026)
Deeds & MortgagesApr 2019 Refinance
APN212801 119.52-4-81

Property Details

APN / Parcel Number

Primary APN212801 119.52-4-81
Alternative APNs
  • 280111905200040810000000
  • 199070

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,547 sqft Living Area
1st Floor Area1,037 sqft
Upper Floors Area510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number199070
Street Address311 OTSEGO ST
CityILION
StateNY
Zip13357-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description311 OTSEGO ST E R1 G 40X90
Legal Block4
Legal Lot Number81.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3020
Census Tract10400

Owner

311 Otsego St is owned and occupied by an individual who acquired it in May 2016.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address311 OTSEGO ST, ILION, NY 13357-2511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 31, 2016
Transfer Doc0000001612/000000046
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address311 OTSEGO ST, ILION, NY 13357-2511
Transaction TypeMortgage
Record UpdatedMay 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191612
DateApr 22, 2019
Instrument2019-1612
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMay 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 311 Otsego St was $3,264, up 2.8% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,264.00 (+2.84%)
2025$3,174.00$48,500 Land $7,200 Building $41,300$90,824 Land $13,483 Building $77,341
2023$48,500 Land $7,200 Building $41,300$88,182 Land $13,091 Building $75,091
2020$3,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 311 Otsego St; there have been 59 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Otsego St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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