332 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 332 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,000 sqft · built 1910
Lot Size0.128 acres (5,600 sqft)
Owner2 Individual Names on Record
Last Sale$67,682 (Oct 2024)
Tax Bill$3,897 (2026)
Deeds & MortgagesApr 2024 Sale
Aug 2022 Mortgage
+ 1 more
APN212801 119.52-5-62

Property Details

APN / Parcel Number

Primary APN212801 119.52-5-62
Alternative APNs
  • 280111905200050620000000
  • 20183469

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area800 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeCarport
Garage Area372 sqft
CarportCarport
Carport Area372 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area420 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20183469
Street Address332 OTSEGO ST
CityILION
StateNY
Zip13357-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description332 OTSEGO ST W R1 CPT SP
Legal Block5
Legal Lot Number62.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group5
Census Block5019
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address550 WINTON RD S, ROCHESTER, NY 14618-1553
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Deed, Transfer
Aug 29, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 26, 2018Quit Claim Deed, Transfer
AMERICU CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleApr 15, 2024 · Amount on Record
Deed Document Number20244601
Last Transfer DateJun 6, 2025
Transfer DocRP20252322
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateApr 15, 2024
Property Address332 OTSEGO ST, ILION, NY 13357-2512
Document NumberRP20241584
Instrument DateApr 11, 2024
InstrumentRP2024-1584
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address332 OTSEGO ST, ILION, NY 13357-2512
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20224858
DateAug 29, 2022
InstrumentRP2022-4858
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERKIMER NY
Recording DateJul 26, 2018
Property Address332 OTSEGO ST, ILION, NY 13357-2512
Document NumberRP20183469
Instrument DateJul 18, 2018
InstrumentRP2018-3469
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$254.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E NORTH ST, ILION, NY 13357-1308

Mortgage

Document NumberRP20183470
DateJul 26, 2018
InstrumentRP2018-3470
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,897.00 (+2.85%)
2025$3,789.00 (+5.66%)$57,900 (-) Land $8,500 Building $49,400$108,427 (+3%) Land $15,918 Building $92,509
2023$57,900 Land $8,500 Building $49,400$105,273 Land $15,455 Building $89,818
2020$3,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims15 (1999–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 10 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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